Amazon Pay Credit Card Bill Payment Offer – Amazon is the largest and most popular online shopping platform which provides its customers with the largest variety of products and services. I have ordered many things on Amazon before and it is a personal favorite of mine. Amazon was found in 1995 by Jeff Bozos. It initially started its business by selling books online.
Amazon is an iconic example of an internet-based enterprise that sells in almost every category. It also provides subscription-based services and even promotes reading through electronic media. It is involved in various areas like E-commerce, retailing, and cloud computing. Amazon owns more than 35 companies. Some of the popular ones are Audible, Diapars.com, Twitch, Zappos, Arabella, and Goodthreads.
Amazon is very successful because it has a variety of products from more than 300 exclusive brands with amazing selections. Their products are affordable and of good quality. They also have an excellent delivery system – delivery is super fast and cheap. You can even customize your delivery options. One of the best things about Amazon is that it comes up with new sales, discounts, and offers to keep its customers excited.
If you cannot afford an expensive product Amazon will find a way to make it cheaper through a mega sale or discount code. One of their latest and newly introduced features is the Amazon pay credit card bill payment offer. Amazon is also a very trusted company. Most of the products sold on Amazon come with a list of customer reviews and photos that customers post of the delivered product.
These are really helpful because one can go through the reviews and photos and decide if one wants to buy the product or not. Amazon also has amazing customer service. In case a package goes missing or the wrong item gets delivered, they take quick action with the variety of tools that they have employed. Exchanging orders or canceling orders are also very convenient.
Amazon Pay Credit Card Bill Payment Offer – Credit Cards
Before we talk about the Amazon pay credit card bill payment offer I would like to explain what a credit card is. Earlier, before we had technological advancements in the payment procedure we used to pay for everything with cash. Every time we bought something we had to give money in the form of physical notes. Now we have lots of different payment methods like bank transfers, mobile payments, debit cards, credit cards, etc. What is a credit card?
A credit card is a card given by the bank which allows you to borrow money from a pre approved limit set by the bank. You can use this money to make your purchases. A credit card will let you borrow money from a financial institution as long as you agree to pay it back on the correct date along with interest charges that may be due. Debit cards are used to make purchases with the customer’s own money which he/she has deposited in the bank.
Everybody loves shopping. One problem with the credit card system is that a lot of people misuse them to buy the things that they want even if they cannot afford them. A huge majority of compulsive buyers or people who are addicted to shopping use their credit cards to pay for their purchases when they do not have physical cash with them. This can cause a lot of problems.
Your credit card bills will get bigger and the amount of interest that you have to pay will increase. It can be very difficult to pay off credit card bills. You might have to take a personal loan or give up home equity. However, Amazon Pay has come up with a solution to help pay your credit card bills.
Amazon Pay Credit Card Bill Payment Offer – Amazon Pay
What is Amazon Pay? Amazon Pay is an online website where you can make bill payments. You can pay all kinds of bills whether it is a phone, electricity, post office, gas or internet bill. You can pay for products and services using a variety of payment methods. Amazon Pay tracks the information from your past online payments and uses it to help pay for other things. There is no separate registration process to activate Amazon Pay. A lot of sites that do not belong to Amazon accept this method of payment.
All of us like hassle free shopping. We don’t like taking a long time or following complicated procedures to buy the things we want online. This is where Amazon Pay comes in. Amazon Pay promises us a hassle free shopping experience.
When you use Amazon Pay you don’t have to type out the details of your credit or debit cards while making a purchase because Amazon Pay already stores that information from your previous purchases. Hence you do not need to waste your time creating multiple accounts on multiple websites.
It even stores your shipping info and address. Customers also get a feeling of security because they don’t have to share their card details on many websites. With Amazon Pay, you only have to share your card details once.
Amazon Pay Credit Card Bill Payment Offer – Amazon Pay Activation Procedure
- When you are shopping on a non-Amazon site look for the Amazon Pay option in the payment options.
- You need to give the email address and password for your Amazon account. You will also be asked to accept Amazon’s consumer policy.
- Choose from the variety of payment options available on your Amazon account. You can pay using credit cards, debit cards, or even pay by invoice. Amazon accepts all major types of cards like Visa, Mastercards, SBI, etc.
Amazon has an amazing feature where you can make your credit card bill payments. The difficult procedure of paying credit card bills is made simple and easy using Amazon Pay which offers a variety of payment options. To make this possible Amazon has collaborated with ICICI Bank to make credit card payments simple and hassle-free.
Amazon Pay Credit Card Bill Payment Offer – ICICI Bank Amazon Pay Credit Card
ICICI Bank is one of the best private sector banks in India. They provide many services like money loans, deposit accounts, personal and net banking services. It specializes in areas like capital investment, insurance, corporate and retail services, etc.
It has a network of more than 5000 branches and more than 15,000 ATMs across India. Amazon and ICICI Bank collaborated and launched a card known as the Amazon Pay ICICI Bank Credit Card. This card has a lot of features like,
- You don’t have to pay any money for this card. – it is free for a lifetime.
- Customers who have paid for the Amazon Prime subscription get 5% cashback when they shop on Amazon with their card.
- Customers who have not opted for the Amazon Prime subscription get 3% cashback with this card.
- All members get 1% cashback on non-Amazon transactions.
- ICICI Bank has partnered with many restaurants like Café Coffee Day, Pizza Hut, Mainland China, Vaango, etc. When you pay with this card you get a 15% discount at all the partner restaurants.
- Another amazing feature of this card is that you get a 1% fuel surcharge waiver across every petrol pump in India.
- This card is very secure because a microchip has been embedded in this card. This microchip protects against fraudulent behavior and duplication of cards.
- KYC [ Know Your Customer ] is used to describe the process of identification of all customers by banks and other financial institutions either before or while they are conducting transactions with their customers. Amazon Pay ICICI Bank Credit Card offers free KYC facility over video for a safe digital application process.
- You can earn a lot of reward points when you use this card.
- Customers get a 2% cashback on Swiggy, Yatra, and more.
- Reward points can be converted to rupees. Here one reward point is equal to one rupee.
- One good feature is that you can get 1% cashback at any Amazon merchant location where Visa cards can be used. Customers also get a no-cost EMI on big selections.
- This card can be used at more than two million locations in India for an easy shopping experience.
Amazon Pay Credit Card Bill Payment Offer – Procedure
It is very easy to get your hands on the Amazon Pay ICICI Bank credit card.
- On the Amazon page itself, you will see an application link where you can apply for this card. There are about 4 pages in this application and you give details like name, address, credit card related history, etc.
- Until you get your physical card you will receive a virtual card which you can use to make your purchases.
- If you own any other ICICI credit cards your limit will be shared with them also.
- You will receive the physical card in 2 – 7 days. It won’t take very long. This card has a very simple and neat design.
Using the Amazon Pay ICICI Bank credit card, you can pay off all your credit card bills. You can pay them through net banking, mobile banking, or payment gateway. Once your bill starts increasing you will receive an SMS message on your phone. This SMS will have all the information like the total bill, the minimum amount to be paid. etc. With this information, you will know the sufficient balance that you need to pay your credit card bills.
Amazon Pay Credit Card Bill Payment Offer – Credit Card Do’s And Don’ts
- When it comes to credit cards you should make sure that you do not delay your payments. When you fail to pay on time on one credit card you might shift to another credit card. This will result in many due dates and many bills.
- Try to pay an equal amount every month. Try not to end up paying a huge amount of money at once because of delayed monthly payments.
- Set bill payment reminders with your bank so that you will be reminded when to pay your credit card bills.
- Review your credit card statements every month. Your statements will tell you about your transactions and estimated interest charges on your current balance.
- Credit cards can be very useful but at the same time, they are very prone to mishandling. You should only use them for useful and specific purposes.
- Never spend money that you are unable to pay back. Don’t take new credits because you are unable to pay old credits. Always make sure that you can afford your debt before you choose to spend that money.
Amazon Pay Credit Card Bill Payment Offer – FAQ’s
What is the Amazon Pay ICICI Bank credit card?
It is a co-branded card introduced by a collaboration between Amazon A. Pay and ICICI Bank. It is a free credit card with no annual fees. It has many benefits one of which helps you to pay your credit card bills.
How can I check the earning on my card?
Your bank will give you monthly card statements with all the relevant information. The earnings you earn will be your Amazon Pay balance.
Can I use this card on sites other than Amazon?
Yes, you can use this on sites other than Amazon. Just pay using the Amazon Pay option which will be given in the various payment options provided by the site.
Is it worth using Amazon Pay?
Yes, it is very worth using Amazon Pay. Using Amazon Pay has multiple benefits like managing only a single account that has your card number and address, earning rewards and points, and many others.
The Amazon Pay Credit Card Bill Payment Offer is one of the best offers of Amazon. I highly recommend everyone to take advantage of this offer so that you can learn to use your money wisely and pay off all your credit card bills.